Your employees are often family breadwinners. If tragedy strikes, their dependents may be left destitute. As their employer, you may be left with a moral responsibility towards their families. The chances are that many of your staff do not have life cover, or where they have it, it is insufficient. Group Cover is typically much cheaper than the cover your staff might have taken out for themselves. So, if you can get them insured at a lower cost, they might be able to make substantial savings, even where you pass the cost on to them. Also, some of your staff may not be able to get cover for themselves due to existing health issues. With Group Cover, as long as you have at least 5 employees, everyone can get covered, regardless of their state of health.

Cover is generally much cheaper than what your employees could get themselves. We recommend getting a sample quote by clicking here to see for yourself – it takes seconds.

RMA Group Life Cover offers 3 different benefits – Life, Disability and Family Funeral Cover. You, as the employer, can choose all 3, or any combination of benefits – it’s up to you. You can also tailor the amount of cover per benefit to suit your budget.

There is no waiting period for life and funeral claims. There is a 6-month waiting period on disability claims, however, where cover will be limited to accidental causes. Waiting periods may be waived where your RMA Group Life Cover policy is replacing an existing group cover policy.

As soon as you click the ‘Finish’ button on the online application process, your employees are covered. The cover is immediate, even though you haven’t paid your first premium yet.

If you have all the employee information ready (i.e. name, gender, birth date, salary, ID/passport number and employment start date), the entire process will take less than 15 minutes – it’s entirely online, no paperwork.

There are no minimum requirements to take out an RMA Group Life Cover.